Your chance
to WIN
a trip to the
Maldives³
to WIN
a trip to the
Maldives³
and get
25,000
bonus points⁴
25,000
bonus points⁴
WIN
a trip to the
Maldives³
a trip to the
Maldives³
and get
25,000
bonus points⁴
25,000
bonus points⁴
Introducing the NEW Société Credit Card
Points that take
you places
you places
- Earn 2 Société Points per $1 spent¹
- $150 Luxury Escapes credit²
- Ready in minutes. Available on your Phone Digital Wallet.
Earn Société Points
faster with everyday
spending
faster with everyday
spending
Every cup of coffee, trip to the supermarket and dinner out earns you points with the Société Credit Card — turning the spending you do every day into the escapes you dream about. Plus, when you book with Luxury Escapes, you earn even more.
Use your Société Points like cash towards hotels, flights, tours or cruises.
It all points to your next holiday
A smarter way to earn — and to travel.
2 Société Points per $1
Earn 2 Société Points per $1 spent on eligible purchases up to $15,000 per statement period.¹
Learn how points work$150 Luxury Escapes credit
Sign up bonus. Limited time only!
Spend $5,000 in your first 90 days and get $150 to use on your next booking.²
$150 Luxury Escapes credit to use towards your next escape.
Spend $5,000 in your first 90 days and get $150 to use on your next booking.²
Travel perks you'll love
Complimentary lounge access when your flight is delayed, zero fees when you spend overseas and more.
Ready in minutes. Lives on your phone.
Apply digitally and start using your card immediately after approval — earning Société Points from your very first tap.
The Société Credit Card – designed to make
every escape smoother
every escape smoother
The Société Credit Card comes loaded with travel benefits that make every trip smoother.
Use your points. No restrictions.
Redeem your Société Points on any Luxury Escapes booking — hotels, flights, tours or cruises. No blackout dates, no restrictions.
Travel Insurance When You Need It
Covered for travel delays, lost luggage, and more — up to $3,000.⁶
0% International Transaction Fees
Spend abroad without the surcharge. No 3% foreign currency fee — ever. What you spend is what you pay.
A Better Place to Wait
Delayed? You're in the lounge. Complimentary lounge access when your flight is delayed.⁷
Limited time only
Win a trip to the Maldives
Approved applicants for the Société Credit Card will automatically be entered to win a 5-night Maldives escape to Outrigger Maldives Maafushivaru Resort for 2 people. The entries to the competition close 29 October. Be one of the first 100 approved cardholders and you'll also receive 25,000 bonus Société Points.
Apply now to win
Save time, every time. Check out faster with Apple Pay.
Apple Pay makes everyday purchases with your Luxury Escapes Société Credit Card seamless. Whether you’re making a morning coffee run or shopping for a pair of fresh new kicks. Just look for or the contactless symbol at check-out.
Learn moreStart earning with Société today.
1
Complete our simple online application
2
Get a decision in as little as 60 minutes
3
Add your card to Apple Pay or Google Pay and start spending
Base earn rate
Earn 2 Société Points per $1 spent on eligible purchases, up to $15,000 per statement period. Earn 1 point per $1 on all other eligible purchases.
Limited Time OfferSign up bonus
1x $150 Luxury Escapes credit when you spend $5,000 in your first 90 days.
Chance to win a Maldives escape – all approved cardholders entered.
First 100 approved cardholders also receive 25,000 bonus Société Points. Offer ends 29 October 2026.
Credit limit range
$2,000 - $30,000
Purchase APR
From 18.99% – 23.99% p.a. Personalised interest rate applies (based on your credit history) after interest-free period.
Cash advance APR
From 21.99% p.a.
Interest-free period
Up to 44 days on purchases
International transaction fees
0%
Travel benefits
- $3,000 travel inconvenience insurance⁶
- Lounge access when delayed⁷
- Mobile phone protection insurance⁵
Card type
Digital (Phone wallet). Apple Pay & Google Pay.
Annual Fee
$149/year
Secured with Face ID, Touch ID, and Mastercard's global fraud protection.
Backed by Mastercard

Powered by MONEYME
Société Credit Card issued by MONEYME Financial Group Pty Ltd ABN 40 163 691 236, Australian Credit Licence 442218, and promoted by Luxury Escapes. Australian residents 18+. Approval subject to credit criteria. Fees and charges apply. Consider the Target Market Determination, Key Facts Sheet and full terms at https://www.moneyme.com.au/credit-card/luxury-escapes-kfs before applying. Société Points and voucher subject to Luxury Escapes terms at luxuryescapes.com/au/terms-and-conditions.
¹Earn 2 Société Points for each AUD $1 spent up to AUD $15,000 on Eligible Domestic Purchases per month, and 1 Société Point per AUD $1 spent above AUD $15,000 per month. Exclusions apply.
²AUD $150 voucher requires AUD $5,000 spend within 90 days. Store credit only.
³Entry valid for AU residents 18+ approved for a Société Credit Card (issued by MONEYME Financial Group Pty Ltd, Australian Credit Licence 442218, eligibility criteria and fees apply) between 7 September and 29 October 2026. Prize includes 5 nights for 2 at Outrigger Maldives Maafushivaru Resort, flights not included, valued up to A$11,434. Permits ACT TP26/01768, SA T26/1342, NSW TP/05267. For full T&Cs see: https://luxuryescapes.com/au/promotions
⁴First 100 eligible cardholders who link their Société account by 29 October 2026 also receive 25,000 Société Points (credited within 60 days, program T&Cs and expiry apply).
⁵Mobile phone protection insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686 (AIG) under a group policy of insurance issued to Mastercard Asia/Pacific Pte. Ltd. In arranging the insurance, Mastercard acts as a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible persons are current holders of a MONEYME Luxury Escapes Société Mastercard. Cover applies to accidental damage or theft only where the mobile provider’s bill for the billing cycle before the incident (or a prepaid top-up in that period) was paid using the eligible card. Benefits are limited to $900 per claim and $1,500 per twelve month period, with a $37.50 excess. Lost phones, cosmetic damage and accessories are not covered. You should read the Mastercard Plus Products Insurance Terms and Conditions for mobile phone protection. Eligible persons can claim as third party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. Conditions, exclusions and limits apply as set out in the Terms and Conditions, which may be amended from time to time. MONEYME Financial Group Pty Ltd does not guarantee this insurance. It does not hold an Australian Financial Services Licence and is not authorised to provide financial advice in relation to the insurance. You should consider obtaining your own advice as to the suitability of the insurance coverage for you.
⁶Travel inconvenience insurance is underwritten and issued by AIG Australia Limited ABN 93 004 727 753, AFSL 381 686 (AIG) under a group policy of insurance issued to Mastercard Asia/Pacific Pte. Ltd. In arranging the insurance, Mastercard acts as a group purchasing body under ASIC Corporations (Group Purchasing Bodies) Instrument 2018/751. Eligible persons are holders of a MONEYME Luxury Escapes Société Mastercard aged between 18 and 75 who are ordinarily resident in Australia and whose card is valid, open and in good standing at the time the trip is purchased. Cover applies only where the entire cost of the common carrier tickets was charged to the eligible card, or acquired with points from a rewards program associated with the card, before the date of departure. Return trips only, up to 180 days, and domestic trips must be more than 100 kilometres from your city of permanent residence. Maximum benefits per insured person per covered trip are $1,500 for trip cancellation, $1,500 for trip curtailment, $1,500 for trip postponement, $150 for trip delay (delays over four hours) and $150 for missed connection. Cover extends to your spouse and children. Pre-existing medical conditions are excluded. You should read the Travel Inconvenience Insurance Terms and Conditions. Eligible persons can claim as third party beneficiaries by virtue of the operation of s48 of the Insurance Contracts Act 1984. Conditions, exclusions and limits apply as set out in the Terms and Conditions, which may be amended from time to time. MONEYME Financial Group Pty Ltd does not guarantee this insurance. It does not hold an Australian Financial Services Licence and is not authorised to provide financial advice in relation to the insurance. You should consider obtaining your own advice as to the suitability of the insurance coverage for you.
⁷Mastercard Flight Delay Pass is a service, not insurance. It is provided on behalf of Mastercard by Collinson Insurance Services Limited and its affiliates, and is available to holders of a MONEYME Luxury Escapes Société Mastercard aged 18 or over. You must register each flight on the Flight Delay Pass website before the actual departure time. Registrations cannot be amended after submission. You can register yourself and up to one travelling companion on the same flight. Only selected scheduled commercial flights departing from an airport with a LoungeKey lounge are eligible. Charter flights are not eligible. Lounge access is provided, subject to lounge availability, where the flight tracking system records a delay of 120 minutes or more. The lounge pass is sent to your registered email address and is valid for one entry within 24 hours of issue at a lounge in the departure airport. Cancelled flights and flights rescheduled to the next day are not treated as delays. Passes are non-transferable, non-refundable and non-changeable. Additional dining, business or conference facilities in the lounge may incur charges payable by you. Full terms of use apply and may be amended or terminated at any time. Read the Mastercard Flight Delay Pass Terms of Use.
Frequently asked questions