12 months interest-free
12 months interest free on your next Luxury Escape*
*Minimum spend $999. Monthly payments required. Conditions, fees, charges apply.

12 Months Interest Free

Book your Luxury Escape today with no deposit and pay it off with 12 months interest free. Minimum order value $999 AUD. Monthly payments required. Conditions, fees, charges apply.

Benefits of Interest-Free Holidays

Say "yes" to unmissable moments, such as that well-deserved family holiday or a once-in-a-lifetime bucket-list adventure.

Already have one of these cards?

Gem, Go, Credit Line, Buyers Edge

You can shop using these cards and the interest-free offer will be applied to your purchase.

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Buy your holiday today and pay it off over time.
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No deposit required with no penalty if you pay out your plan earlier.
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12 months interest-free available on purchases of $999 and above.

Explore Deals

Apply for GEM Visa

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Gem Visa's 0% Interest Payment Plans allow you to purchase your dream holiday now with longer to pay, using flexible payment options catered to suit your budget
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You can also use your Gem Visa as an everyday credit card. Shop with ease - anywhere, anytime
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To find out more about 0% Interest Payment Plans, visit  Gem Visa
Gem Visa Card
1

Apply Now

It takes less than 10 minutes

2

Get a Response

Get a response within 60 seconds

3

If Approved

Start shopping for your holiday!

Apply Now
Available to approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest-free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.